估算当住宅以低于市场价值的价格出售给家庭成员时的资产赠与金额及其对融资的影响。
The gift of equity is within the 2023 annual gift tax exclusion limit of $17,000.
A gift of equity occurs when a property is sold to a family member or close associate for less than its fair market value. This difference acts as a "gift" from the seller to the buyer, which lenders often allow to be used as a down payment.
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