Catalog / Business / Loan to Deposit Ratio (LDR)
Business · Tool

Loan to Deposit Ratio (LDR)

Measure a bank's lending activity relative to deposits; too high signals liquidity risk, too low may indicate under-deployment.

Total Loans
$
Total Deposits
$
Risk LevelBalanced
Loan to Deposit Ratio
78.95%
Optimal range for most banks. Good balance between profitability and liquidity risk.
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