家族構成員に市場価値以下で住宅が売却される場合の資産贈与額の推定とその融資への影響。
The gift of equity is within the 2023 annual gift tax exclusion limit of $17,000.
A gift of equity occurs when a property is sold to a family member or close associate for less than its fair market value. This difference acts as a "gift" from the seller to the buyer, which lenders often allow to be used as a down payment.
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